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Turn Your Home Dreams into Reality
Finance your dream home or upgrade your current space with ease. Our renovation and housing loans offer flexible terms and competitive rates to help you build, buy, or beautify your property—without financial stress. If you're planning a home purchase or a major renovation, our renovation and housing loans provide the support you need to turn your vision into reality. Enjoy affordable interest rates, fast approval, and repayment terms that fit your lifestyle!
Frequently Asked Questions
What is a renovation and housing loan?
A renovation and housing loan is a financing option that helps you either purchase a new home or renovate your existing property. Whether you’re upgrading interiors, expanding living space, or buying a house, this loan offers flexible funding tailored to your needs.
Who can apply for this loan?
You are eligible to apply if you:
• Are at least 21 years old
• Have a stable source of income (employed or self-employed)
• Are a resident or citizen with valid identification
• Can provide supporting documents for the property or renovation work
What can this loan be used for?
This loan can be used for:
• Buying a new BTO, Resale HDB or event Private Condominium
• Renovating or remodeling kitchens, bathrooms, or interiors
• Structural upgrades, extensions, or repairs
• Electrical, plumbing, or flooring work
• Interior design, furniture, or fittings
What are the repayment terms?
Repayment periods typically range from 1 to 10 years, depending on the loan amount and purpose. Renovation loans often have shorter terms, while housing loans may have longer tenures.
Is collateral required?
For renovation loans, no collateral is usually required. However, for housing loans (especially larger ones), the property being financed may be used as collateral or security for the loan.